About Us

Algoa Debt Care has been providing Debt Counselling services since 1999.

The National Credit Act 34 of 2005 began the Debt Review industry.Our team of counsellors and attorneys are committed to protecting and supporting our clients as intended by the act through:

  • protecting consumers from reckless lending
  • affording over-indebted consumers the opportunity to repay their outstanding debts in a responsible manner which is affordable to them
  • protecting consumers from any legal action instituted by credit providers whilst in the Debt Review program

Our services are regulated by the National Credit Regulator (NCR), which conducts audits to ensure that we follow industry procedures and adhere to the regulations set by our code of conduct.

What Happens to My Payments?

Your money is not handled by us. An appointed Payment Distribution Agency (PDA), DC Partners, manages this. You will receive monthly distribution statements so you know what the balances of your accounts are every step of the way.

Our Professional Registrations

  • National Credit Regulator (NCR)
  • Debt Counsellors Association of South Africa (DCASA)


Debt Counselling

The purpose of Debt Counselling is to assist a person with managing their debt, and has the aim of clearing a person’s name from the credit bureaus.

Anyone can apply for debt counselling.

Debt Review

Debt Review will protect you from losing your assets and prevent Credit Providers from taking legal action on accounts that were lawfully included in the debt review.

How does it work?

Contact our offices for a free, no-obligation, private consultation and a full explanation of the process.

Pretoria High Court Says Banks Are Abusing the Justice System

Banks are clogging the system by bringing cases to the High Court that properly should belong in the lower courts. Ciaran Ryan 15 October 2018


Are banks routinely overcharging on vehicle loans in arrears?

‘Thousands of vehicles are being repossessed each year based on false figures.’


Banks slapped down over home repossessions in Joburg court case

Primary residences can no longer be sold at auction for a pittance, putting an end to illegal bid-rigging by syndicates.


Court papers shine light on the health of SA’s residential market

The country has eight million properties worth more than R5 trillion.



Credit Check Form: